Can I get an SR-22 in Texas if I don't own a car?
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TL;DR
The Texas Department of Public Safety says a person who owns no vehicle is still required to file and maintain an SR-22.1 DPS says such a person may obtain a Texas non-owners SR-22 insurance policy, and notes that SR-22s are not offered at all insurance companies.1
Does Texas require an SR-22 from a person who owns no vehicle?
The Texas Department of Public Safety (DPS) answers this question in its SR-22 frequently asked questions: a person in Texas who does not own a vehicle is still required to file and maintain an SR-22, and may obtain a Texas non-owners SR-22 insurance policy.1 DPS adds a note on availability, stating that SR-22s are not offered at all insurance companies.1 DPS describes the SR-22 as a certificate filed with the department by the car insurance carrier, demonstrating continued automobile insurance coverage.1 DPS also states that coverage must be maintained for 2 years2 from the conviction that requires an SR-22, or from the date a crash judgment was rendered. The DPS answer reads:
Yes, you are still required to file and maintain an SR-22. If you do not own a vehicle you may obtain a Texas non-owners SR-22 Insurance policy.
What the sources do not state
The DPS wording quoted here does not name which insurers offer a non-owners SR-22. It also gives no price for one, and it does not say whether the period differs for a person with no vehicle.
Next step
The agency’s own answer is in the DPS SR-22 frequently asked questions. This site’s Texas filing lookup tool lists what follows a given situation.
Related questions
- Can TAIPA issue an SR-22 in Texas?
- Does the time before I file count toward my SR-22 period in Texas?
- How long do I have to keep an SR-22 in Texas?
- How long does it take Texas DPS to process an SR-22?
- What happens if my SR-22 policy is cancelled in Texas?
- What is an SR-22 in Texas?
- Who has to file an SR-22 in Texas?
Receipts
- 1
Texas Department of Public Safety
Section 9: SR-22 (Proof of Financial Responsibility)
Open sourceSee the data - 2
Texas Department of Public Safety
Financial Responsibility Insurance Certificate (SR-22)
Open sourceSee the data