Can TAIPA issue an SR-22 in Texas?
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TL;DR
The Texas Automobile Insurance Plan Association (TAIPA) states that a Texas SR-22 may be issued by TAIPA on behalf of the assigned company.1 Its eligibility rules say an applicant must possess a valid driver license or request an SR-22 to obtain a valid license.1
Can the Texas Automobile Insurance Plan Association issue an SR-22?
The Texas Automobile Insurance Plan Association (TAIPA) states on its site that a Texas SR-22 may be issued by TAIPA on behalf of the assigned company.1 Texas law requires the association to provide for assigning insurance to an authorized insurer for a person required to show proof of financial responsibility for the future.2 TAIPA’s eligibility rules say an applicant in Texas must possess a valid driver license or request an SR-22 to obtain a valid license.1 TAIPA says applicants apply by having an insurance agent complete an application.3 The TAIPA statement on SR-22 availability reads:
A Texas SR-22 may be issued by TAIPA on behalf of the assigned company.
What must a TAIPA applicant meet in Texas?
| Requirement | What TAIPA or the statute says |
|---|---|
| Rejections by authorized insurers | The applicant must have been rejected by at least 2 insurers2 writing auto insurance in Texas. |
| Time window for the rejections | Certification of rejection by two companies within the last 60 days1. |
What coverage does a TAIPA policy include?
| Item | What the source says |
|---|---|
| Coverages sold (TDI) | TAIPA sells liability, personal injury protection and uninsured/underinsured motorist coverage, but not collision, comprehensive or higher liability limits than state law requires.4 |
| Physical damage | TAIPA states that physical damage coverage is not available.3 |
| Limits | TAIPA states that only minimum limits are available, currently 30/60/253. |
| Policy term | TAIPA states that six-month policies are not available and only annual policies are offered.1 |
What the sources do not state
The TAIPA wording quoted here does not give a price for an SR-22 issued through the plan.
Next step
The association’s own answer is on the TAIPA FAQs. This site’s Texas filing lookup tool lists what follows a given situation.
Related questions
- Can I get an SR-22 in Texas if I don't own a car?
- Does the time before I file count toward my SR-22 period in Texas?
- How long do I have to keep an SR-22 in Texas?
- How long does it take Texas DPS to process an SR-22?
- What happens if my SR-22 policy is cancelled in Texas?
- What is an SR-22 in Texas?
- Who has to file an SR-22 in Texas?
Receipts
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- 2
Texas Legislature (Texas Constitution and Statutes)
Texas Insurance Code Sec. 2151.102 (Assignment of Insurance; Eligibility)
Open sourceSee the data - 3
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