Can TAIPA issue an SR-22 in Texas?

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TL;DR

The Texas Automobile Insurance Plan Association (TAIPA) states that a Texas SR-22 may be issued by TAIPA on behalf of the assigned company.1 Its eligibility rules say an applicant must possess a valid driver license or request an SR-22 to obtain a valid license.1

Can the Texas Automobile Insurance Plan Association issue an SR-22?

The Texas Automobile Insurance Plan Association (TAIPA) states on its site that a Texas SR-22 may be issued by TAIPA on behalf of the assigned company.1 Texas law requires the association to provide for assigning insurance to an authorized insurer for a person required to show proof of financial responsibility for the future.2 TAIPA’s eligibility rules say an applicant in Texas must possess a valid driver license or request an SR-22 to obtain a valid license.1 TAIPA says applicants apply by having an insurance agent complete an application.3 The TAIPA statement on SR-22 availability reads:

A Texas SR-22 may be issued by TAIPA on behalf of the assigned company.

Texas Automobile Insurance Plan Association1

What must a TAIPA applicant meet in Texas?

Requirement What TAIPA or the statute says
Rejections by authorized insurers The applicant must have been rejected by at least 2 insurers2 writing auto insurance in Texas.
Time window for the rejections Certification of rejection by two companies within the last 60 days1.

What coverage does a TAIPA policy include?

Item What the source says
Coverages sold (TDI) TAIPA sells liability, personal injury protection and uninsured/underinsured motorist coverage, but not collision, comprehensive or higher liability limits than state law requires.4
Physical damage TAIPA states that physical damage coverage is not available.3
Limits TAIPA states that only minimum limits are available, currently 30/60/253.
Policy term TAIPA states that six-month policies are not available and only annual policies are offered.1

What the sources do not state

The TAIPA wording quoted here does not give a price for an SR-22 issued through the plan.

Next step

The association’s own answer is on the TAIPA FAQs. This site’s Texas filing lookup tool lists what follows a given situation.

Receipts

  1. 1

    Texas Automobile Insurance Plan Association

    TAIPA FAQs

    verified

    Open sourceSee the data
  2. 2

    Texas Legislature (Texas Constitution and Statutes)

    Texas Insurance Code Sec. 2151.102 (Assignment of Insurance; Eligibility)

    verified

    Open sourceSee the data
  3. 3

    Texas Automobile Insurance Plan Association

    For Insureds

    verified

    Open sourceSee the data
  4. 4

    Texas Department of Insurance

    Auto insurance guide

    verified

    Open sourceSee the data