Can my license be suspended after a crash with no insurance in Texas?

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TL;DR

DPS says a license can be suspended under the Safety Responsibility Act after a crash when criteria are met, including that the officer lists contributing factors indicating responsibility and the driver had no auto insurance.1 One criterion is a crash that resulted in injury, death, and/or property damage of $1,0001 or more.

Can a Texas license be suspended after a crash with no insurance?

The Texas Department of Public Safety (DPS) lists when a Texas driver license can be suspended after a crash, including a crash involving a driver who had no automobile insurance. DPS names the Safety Responsibility Act as the basis.1 DPS lists several criteria, and one of them is a crash that resulted in injury, death, and/or property damage of $1,0001 or more. The DPS list of conditions begins as follows, and it continues with more criteria:

You were involved in an automobile crash; The investigating officer lists contributing factors that indicate you were responsible; You did not have automobile insurance at the time of the crash;

Texas Department of Public Safety1

What class of offense is driving while license invalid and uninsured in Texas?

According to the Texas Legislature, the offense of driving while license invalid is a Class B misdemeanor if the person was also operating the vehicle in violation of the insurance requirement.2

Can a Texas insurer cancel a policy after a license suspension?

The Texas Legislature allows an insurer to cancel a personal auto policy if the license or registration of the named insured, or of a household or customary driver, is suspended or revoked.3

What the sources do not state

The sources used here list the criteria but do not state how long a suspension lasts, how the driver is notified, or how a suspension can be ended.

Next step

DPS explains the suspension criteria on its Crash Suspension page. The filing lookup tool is where to look up filing details for a situation.

Receipts

  1. 1

    Texas Department of Public Safety

    Crash Suspension

    verified

    Open sourceSee the data
  2. 2

    Texas Legislature (Texas Constitution and Statutes)

    Texas Transportation Code Sec. 521.457 (Driving While License Invalid)

    verified

    Open sourceSee the data
  3. 3

    Texas Legislature (Texas Constitution and Statutes)

    Texas Insurance Code Sec. 551.104 (Authorized Cancellation of Policies)

    verified

    Open sourceSee the data