Can my license be suspended after a crash with no insurance in Texas?
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TL;DR
DPS says a license can be suspended under the Safety Responsibility Act after a crash when criteria are met, including that the officer lists contributing factors indicating responsibility and the driver had no auto insurance.1 One criterion is a crash that resulted in injury, death, and/or property damage of $1,0001 or more.
Can a Texas license be suspended after a crash with no insurance?
The Texas Department of Public Safety (DPS) lists when a Texas driver license can be suspended after a crash, including a crash involving a driver who had no automobile insurance. DPS names the Safety Responsibility Act as the basis.1 DPS lists several criteria, and one of them is a crash that resulted in injury, death, and/or property damage of $1,0001 or more. The DPS list of conditions begins as follows, and it continues with more criteria:
You were involved in an automobile crash; The investigating officer lists contributing factors that indicate you were responsible; You did not have automobile insurance at the time of the crash;
What class of offense is driving while license invalid and uninsured in Texas?
According to the Texas Legislature, the offense of driving while license invalid is a Class B misdemeanor if the person was also operating the vehicle in violation of the insurance requirement.2
Can a Texas insurer cancel a policy after a license suspension?
The Texas Legislature allows an insurer to cancel a personal auto policy if the license or registration of the named insured, or of a household or customary driver, is suspended or revoked.3
What the sources do not state
The sources used here list the criteria but do not state how long a suspension lasts, how the driver is notified, or how a suspension can be ended.
Next step
DPS explains the suspension criteria on its Crash Suspension page. The filing lookup tool is where to look up filing details for a situation.
Related questions
- Can a Texas insurer cancel a new car insurance policy?
- Can I be ticketed in Texas for no insurance if my coverage was active?
- Can I register or inspect my car in Texas without insurance?
- Can I reinstate my car insurance in Texas after it was cancelled for non-payment?
- Does Texas still charge Driver Responsibility Program surcharges?
- What happens after a second no-insurance conviction in Texas?
- What is the fine for driving without insurance in Texas?
Receipts
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Texas Legislature (Texas Constitution and Statutes)
Texas Transportation Code Sec. 521.457 (Driving While License Invalid)
Open sourceSee the data - 3
Texas Legislature (Texas Constitution and Statutes)
Texas Insurance Code Sec. 551.104 (Authorized Cancellation of Policies)
Open sourceSee the data