Who qualifies for TAIPA in Texas?

Who qualifies for TAIPA in Texas?

TAIPA is the Texas Automobile Insurance Plan Association. The Texas Insurance Code, published by the Texas Legislature, says an applicant is not eligible for insurance through the association unless the applicant and the servicing agent certify, as part of the application to the association, that the applicant has been rejected for insurance by at least 2 insurers¹.¹ TAIPA’s published rules add a time window, which requires certification of rejection by two companies within the last 60 days².² Part of the statute reads:

An applicant is not eligible for insurance through the association unless the applicant and the servicing agent certify as part of the application to the association that the applicant has been rejected for insurance by at least two insurers

What other TAIPA conditions and steps do the sources describe?

Topic	What the sources say
Driver license	TAIPA’s eligibility rules say an applicant must possess a valid driver license or request an SR-22 to obtain a valid license.2
Purpose of the association	The Texas Legislature says the association provides for assigning insurance to an authorized insurer for a person required to show proof of financial responsibility for the future.1
How to apply	TAIPA states that applicants apply by having an insurance agent complete an application.3

What the sources do not state

The sources do not list other conditions, and they do not say how a rejection must be documented.

Next step

TAIPA publishes its eligibility rules on its frequently asked questions page. The site also has a filing lookup tool.