Does car insurance pay for a rental car after a crash in Texas?

Does car insurance pay for a rental car after a crash in Texas?

The Texas Department of Insurance (TDI) describes who pays for a rental car after a crash in Texas. TDI says rental reimbursement coverage pays for a policyholder to rent a car if theirs is stolen or being repaired after an accident.¹ TDI says that if the accident was caused by another driver, the other driver’s insurance company will pay for the policyholder to rent a car.¹ TDI also says how long a policyholder’s own insurance company pays for a rental, in this wording:

Your insurance company will pay for a rental car only for the time it believes is reasonable to repair or replace your car.

Who pays for a rental car after a crash in Texas?

Situation	What TDI says
The policyholder has rental reimbursement coverage	It pays for the policyholder to rent a car if theirs is stolen or being repaired after an accident.1
Another driver caused the accident	The other driver’s insurance company will pay for the policyholder to rent a car.1
The policyholder’s own insurance company pays	It pays only for the time it believes is reasonable to repair or replace the car.1

What the sources do not state

The sources used here do not state a daily rental amount or a maximum number of rental days.

Next step

TDI explains rental coverage in its automobile insurance guide. The filing lookup tool is where to look up filing details for a situation.